slingshot
Contributor
Yup, lots of threads on this topic on the board. Recent coverage in Undercurrent (also posted in part on this board under the Diveassure forum). I've been reading the small print of the diveassure diamond plan description of coverage, and note that they do not cover costs related to changes from "travel arrangements canceled or changed by an airline, cruise line, or tour operator, unless...the result of bad weather". In Part C, they say that personal dive equipment will only be covered up to $500 for the first item, then up to $250 item thereafter to the limit of coverage. Thus, it seems you are out of luck if you flooded your $4000 dive camera/housing. But most interesting is the "additional exlusion" to personal diving equipment coverage, item (d) "LOSS OR DAMAGE CAUSED BY UNDERWATER USE" (my emphasis). What? Does this really mean your dive equipment insurance doesn't cover damage to dive equipment that occurs while diving?
To be fair, I am awaiting responses to these questions from diveassure, and will post any clarifications received. If you have direct experience and can comment on this coverage, please chime in. If you have gone through the policies of alternatives such as DAN Insurance/Travel Guard, etc. and can comment on the differences in regards to the loss of dive equipment and coverage of travel schedule changes by airlines or boat operators, I'd love to hear. From reading the posts on scubaboard, it seemed Diveassure is pretty well regarded given its primary (vs secondary) status.
DEPP seems to have been battered on the boards lately due to trouble some have reported with reimbursements for dive camera losses, but does anyone have some positives to point out? How about using riders on homeowner's policies? Or just gambling that all will be well?
Slingshot
To be fair, I am awaiting responses to these questions from diveassure, and will post any clarifications received. If you have direct experience and can comment on this coverage, please chime in. If you have gone through the policies of alternatives such as DAN Insurance/Travel Guard, etc. and can comment on the differences in regards to the loss of dive equipment and coverage of travel schedule changes by airlines or boat operators, I'd love to hear. From reading the posts on scubaboard, it seemed Diveassure is pretty well regarded given its primary (vs secondary) status.
DEPP seems to have been battered on the boards lately due to trouble some have reported with reimbursements for dive camera losses, but does anyone have some positives to point out? How about using riders on homeowner's policies? Or just gambling that all will be well?
Slingshot