Quote:
DocVikingo once bubbled...
I quote from the above peice:
"However, I understand that the personal circumstances & levels of comfort for risk are highly idiosyncratic, and I appreciate that others may want to seriously explore such policies."
Best regards.
DocVikingo
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Hi, Doc!
I treat insurance quantitatively, but, as you point(ed) out, there are other considerations. However, I think if folks will calculate exactly how much money is at risk and think about how much trouble it will be to recover a loss from an insurance company, they will generally opt out except for very large risks.
I do get a kick out of certain insurance ads, though. My favorite is one that asks you to "protect" your baby by getting him or her life insurance! Somehow, I do not think the Grim Reaper checks on whether a baby has life insurance!
Now, if someone offered EFFECTIVE LIFE ASSURANCE or TRIP ASSURANCE, that would be a different story! But I am not holding my breath! (My diving instructor said that was a bad thing to do--but, then again, he was not an underwater photographer!)
From the Right--
Scorpionfish