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Old May 9th, 2008, 03:05 AM   #4
Beachlover
Senior Member

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Join Date: Mar 2008
Location: Redondo Beach, California
Logged Dives: 500 - 999
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Posts: 745
Thanks Received: 28
My premium almost doubled when I told my ins. that I was a diver.My agent tried to get me to say that I only dived two or three times a year, that way my premium would be much cheaper.I chose to be honest and pay the higher rate.I now have piece of mind that should I ever die while diving (god forbid) my wife and daughter will receive the money from my policy.If I had chosen to lie about how often I dive like my agent wanted me to do and then had a diving accident and died, they could deny the money to my family, and that would simply have not been worth doing.My family means everything to me, and honestly, the total cost of my insurance is really pretty reasonable.Don't jeopardize your family for a few extra dollars.Hopefully you or I will ever have to "claim" our policy.Good luck& good diving to you!
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