Too bad you're done with cold water. Cost of living in some of the Great Lakes areas is MUCH lower than California so getting a nice drysuit with warm undies would be affordable. Figuring out where the lake effect snows fall and avoiding those areas if you hate shoveling snow would be smart.
Making a living off a DM salary probably isn't going to happen around here. You're welcome to come and volunteer with our university program in southwest Ohio.
Good luck in your search!
Ber
