I've seen a couple posts here in which people talk about using a wetsuit (7mm to start, layered wetsuits after that for 10mm-14mm with a farmer john jacket over a onepiece) down to the 40's (Fahrenheit). How about doing the same, if one is a hardy individual who wears short/tshirt outside in the 50's, in iced-over water that's just barely above freezing, maybe 33-35*F? How cold is a 180' deep relatively still fresh-water lake when there's a bit of ice on the top?