Deeper than 130 Insurance......

[diver 85]

In renewing my Dan insurance yesterday,noticed I was good 'to 130 feet'(or so it seemed that's what it was saying)...My question out of curiosity, is there insurance available for deeper depths, if so seems like a certification would be required...All this got me to thinking about rec. guys/gals that go to say 175+ all the time, are they 'insured' or are they on their own???..........TIA.....

[sunkmail]

If you have the 'Master' or 'Preferred' plan, there is no depth limit.

https://www.diversalertnetwork.org/insurance/compare.asp

(Master is $10 more than the standard Plan)

[diver 85]

If you have the 'Master' or 'Preferred' plan, there is no depth limit.

https://www.diversalertnetwork.org/insurance/compare.asp

(Master is $10 more than the standard Plan)


I have the preferred plan(just pulled my Dan wallet card & verified).........hmmm, I must have misread it, thanks......guess I'm good to 1000,....lol........

EDIT: I TOTALLY misread page 25 of the pamphlet I got in from them......It does state there exactly what you said and linked....thanks again for the headsup, lol, now I need to take a crash course in reading comprehension.....again thanks...........

[Rick Inman]

There's nothing to see below 130' anyway. ;)

[diver 85]

unless the wreck missed the 120' mark on the wall and settled down @ 175'.....

[DandyDon]

If you have the 'Master' or 'Preferred' plan, there is no depth limit.

https://www.diversalertnetwork.org/insurance/compare.asp

(Master is $10 more than the standard Plan)
That Standard plan is better than nothing, but for $10 more I can't see it being a good idea for anyone. I really hate this part...
Decompression Illness Expense Yes Yes Yes
Other Dive Injury Medical Expense Yes Yes No :11:

I have to remind myself when talking to others who just say they have DAN insurance that some plans do not cover Extra Transportation, Extra Accommodation, Lost Diving Equipment, Medical Non-Dive Accident Coverage, Diving Vacation Cancellation, Diving Vacation Interruption. Since I always do Trip insurance when leaving the US, maybe I could get by with the Master plan, but I think I'll stick with the Preferred.
There's nothing to see below 130' anyway. ;)
:silly:
unless the wreck missed the 120' mark on the wall and settled down @ 175'.....
If so, pick another wreck, but there are times when going below 130 is indicated - like Belize Blue Hole, rescuing a narked buddy, etc. No, I think the Master plan is the minimum to consider.

[aMc10]

If you have the 'Master' or 'Preferred' plan, there is no depth limit.

It's probably worth mentioning that this statement may not be valid for DAN insurance in all territories. This is a brief description of each plan in Australia, for example:

The DAN Standard Plan (1) offers coverage for medical charges for decompression illness (DCI), which includes both arterial gas embolism (AGE) and decompression sickness (DCS) sustained on a covered dive or a Repetitive Dive Series to a maximum depth of 40 metres. This plan provides up to AUD$50,000 coverage for hyperbaric fees, physicians and medical supplies used in the treatment of DCI.

The DAN Master Plan (3) provides up to AUD$150,000 coverage for medical charges for decompression illness and all covered in-water injuries sustained on a dive or a Repetitive Dive Series to a maximum depth of 50 metres. The Master Plan also offers up to AUD$10,000 in accidental death (rebreathers excluded) and dismemberment benefits resulting from a covered Diving Accident; plus up to AUD$10,000 in permanent total disability benefits arising from a covered Diving Accident.

The DAN Preferred Plan (2) provides up to AUD$300,000 coverage for medical charges for a covered Diving Accident. The Preferred Plan also offers up to AUD$10,000 in accidental death (rebreathers excluded) and dismemberment benefits resulting from a covered Diving Accident; plus up to AUD$10,000 in permanent total disability benefits from a covered Diving Accident sustained on a dive to any depth up to 100m, provided that the Member held appropriate certification for the dive, and was using appropriate breathing gas mixes and equipment during the dive or Repetitive Dive Series.

Although it's not stated explicitly here, I believe the requirements on certification and appropriate mixes are also applicable to the standard and master plans as well.

[Tomeck]

For DAN Europe, there is no limit of depth for air, but with trimix, the limit is 1.4 ppO2.