in the motiff of being young and stupid:
i was diving about three weeks ago in central europe, in a lake. Surface temp around 67, thermocline at about 15 feet then dropping to 40 at depth.
i had all my own gear and i do all my diving in Florida. This is the first time i dove in something colder than 67 degrees.
well.. i did a dive to 105 feet (approx) in 3 mm farmer john, 2mm vest under it, 5 mm hood and 7mm gloves.
Human body is a sneaky thing
all through the dive i didnt' feel cold at all. Just cruiising slowly doing slow modified frog kicks. No other moves because water would rush in if i would move my hands...
that was a 20 minute dive... reached 100 feet in 6th minute then made u-turn and rest at 15 feet going back to shore. (called the dive off because my buddy (in nice two piece 7mm) had a freeflow, not because i was feeling cold.)
but then i've got out of the water, got out of my gear and spent an hour in the sun shaking and feeling _reely_ cold...
needless to say or the remaining dives were made with all the extra neoprene i could borrow from other divers
funny thing, when i dove in the gulf in panama city beach in february the water was a steamy (in comparison) 67 degrees but i didn't have hood. Same wetsuit but i was feeling miserable and called the dive after 20 minutes because i felt damn too cold.