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The DAN (Divers Alert Network) forum is for general questions about DAN. If you have a medical question, please do not post your question here, as DAN cannot give medical advice in this forum.
There are 2 places on ScubaBoard where you may ask medical related questions, but they are by no means a resource if you have a medical emergency. You can ask medical questions in our Diving Medicine forum or you can Ask Dr. Deco.
If you have or THINK you have a MEDICAL EMERGENCY please CALL DAN IMMEDIATELY
US 1-919-684-8111 -- 1-919-684-4DAN (collect) -- 1-800-446-2671 (toll-free) -- +1-919-684-9111 (Latin America Hotline)
DAN: Divers Alert NetworkFind out what DAN has going on. From medical and training all the way to commercial offers.
QUOTE=cinder4320]I don't see questioning who to call first as disrepecting the value of life. Its my own life I am thinking about here. Yes, I would be in debt forever if it meant living but the purpose of paying DAN ahead of time is to alleviate this. Its two different arguments and questions. One "what is the value of a life" and two "why should one have supplemental emergency insurance that is not valid in a true emergency".
I am looking at this from the perspective of a diver who is paying a monthly fee for piece of mind should an incident occur only to find out that if proper procedure isn't followed I will not be covered. If in a true emergency someone calls rescue other than DAN and I am airlifted without DAN arrangements and have to pay a lot of money, why do I use their insurance at all? Its a false piece of mind as ahead of time I feel covered and protected but am realizing that I might not be. An insurance company that requires procedures that may not be in the best interest of the patient doesn't seem right.
I may be off base here but everything I am reading is saying you MUST call DAN to arrange ANY kind of transport if you want it covered. DAN also states that one should call 911 of coast guard if it is a life threatening emergency for immediate airlifting/rescue. DAN then states that immediate rescue not arranged through them will not be covered. So DAN is in essence by this reasoning stating that they do not cover emergencies since they recommend emergencies be handled through 911/CG and they do not reimburse for this. Why exactly do I have their insurance then?
I've been trying to find actual facts from DAN on this but am coming to a dead end and have only found what I've posted so far. Does anyone have the final facts on how to handle emergencies where time is of the essence and get it to be covered?
Miranda[/quote]
There is a thread going with a number of questions about the DAN transportation protocalls. Can someone from DAN please jump in and give us an informed answer? Who to call first? Not DAN?
__________________
Jim, the MUD diver.
"Many people in extreme sports do not recognize their limitations, and when they do, they are about to die." Gary Gentile as quoted in Dark Descent (page 163)
"Divers Alert Network (DAN) is a 501(c)(3) non-profit medical and research organization dedicated to the safety and health of recreational scuba divers and associated with Duke University Medical Center (DUMC). DAN is supported by the largest association of recreational divers in the world.
Founded in 1980, DAN has served as a lifeline for the scuba industry by operating diving's only 24-hour emergency hotline, a lifesaving service for injured divers. Additionally, DAN operates a diving medical information line, conducts vital diving medical research, and develops and provides a number of educational programs for everyone from beginning divers to medical professionals. Divers Alert Network is supported by membership dues and donations. In return, members receive a number of important benefits including $100,000 emergency medical evacuation assistance, DAN educational publications, a subscription to Alert Diver magazine, and access to diving's first and foremost accident insurance coverage. " (see http://www.diversalertnetwork.org for more info on DAN)
PADI is one of the for profit organizations that specializes in dive training in many countries around the world... see http://www.padi.com for more info on PADI
I think you will enjoy reading up on both organizations. Hope the links help.
Jim, when I had my dive accident on Aug. 2005 ( see Dive accident in MI, under accident thread) Coast Guard and ambulance were called first as it was life threatening. While at the Cheboygan ER/Trauma, Bob gave both the DAN and ins. cards to the Drs. and they called DAN. From DAN, they were told which was the closest chamber and the ambulance took me there, after I was stabilized. DAN paid everything Bob's work ins. didn't(basically our co-pays, and deductibles), which ended up to be $5-6000. We only paid ~$100 out of the whole ~$90,000 bill. We will stick with DAN, definitely. Even tho they tended to be slow. . . 30-40 days to pay, and some of the bills and payments missed each other by mailing and the dates, etc, and we did have some phone work to do to keep everything straight, we will stick with them. They even paid for the drysuit that got damaged when it was cut off of me. . . full price, with the submission of the receipt. HOpe this helps. Take care, Maggi
ps. the thread for my accident isn't on the board anymore. . . sorry
Mod edit here: I found the post about the accident. Ber
Last edited by Ber Rabbit; October 17th, 2007 at 09:52 AM.
My primary care doctor is completely against diving, so when I ask him questions about my ear problems(I have problems with equalizing) he just shuts me out. I am a member of DAN. Can you call them to talk about ear equalization issues?
If you or someone you know had medical treatment paid by DAN or
any of the other dive insurance companies can you relate the experience? Did they pay the whole bill with no deductible or co pay and did the chamber take the insurance card and give the treatment before receiving payment? Thanks
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