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Lucky you. Given good weather (always some risk during hurricane season), you should love the Flower Garden. Much different than Jamaican diving.
It's hard to go wrong with DAN's top Preferred Plan. Broad and generous coverage and DAN will keep close professional tabs on you if you are injured. Plus, DAN membership, which is included, supports a unique and worthy organization.
As a Jamaican citizen and resident, DAN America is the region that covers you, so go for it:
I just called to enroll in the DAN preffered plan, but was told that it wasn't avaliable to me because I do not live in the US. As you can imagine, I am very disappointed.
Can you clarify this for me?