Dan
Contributor
I hear you. But what trip insurance is for is to protect YOU from unforseen circumstances that happen to YOU. What is unforseen? Acts of God like a storm or tsunami, or insurrction in other countries, or the boat not being ready. Believe me. I've been a liveaboard operator and owner for 20 years. I've supported plenty of insurance claims by my clients who claimed when weather or other circumstances got in the way of their diving. If the trip doesn't go as the brochure says it should, you want an advocate on your side to ensure that you are made whole. Buy the trip insurance.
Do you have any recommendation on which travel insurance to get?