You spent $2600 and they charged you 15% on the $200!!!!!!!!!!!!!!!!!!! My shop offers 10% discount for cash and only 4% if using charge card! I bring cash and the first stop is the dive shop...
Trip report: 1/2-1/9 2021
- Thread starter H2ODoc
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@flyboy08 Yea - that's a bit of a slap in the face. Overall costs for diving ($80/two tank dive) was good, so I guess it all works out. We tipped the DM and boat captains pretty well, as they are the ones who really make the difference in a good trip vs. bad trip. The front office..... not so much.
horn34
Contributor
Yeah, this person is clearly confusing "Decline the transaction" with "Decline the conversion".
mikeycanuk
Contributor
Not getting ripped off for 6% which is what the MX banks want to charge. By declining the conversion you are converting the currency with whatever fee's your bank/credit card charges. The trick is to make sure you know what that rate is. I have a no-forex fee credit card. Even at my Canadian home bank if I were to order pesos before I left *only* charges 5%. I believe US citizens have many more non-forex options than us Canadians.
My trick I learned from forums up here is to pre-pay my non-forex credit card so I have a negative balance. I ended the trip with -$7.00 on my card. Otherwise cash advance fees would be $$$. We each have one of these cards so one is used for cash withdraws and the other regular spending.
mikeycanuk
Contributor
When we signed in at Aldora I paid $1000usd as a deposit. Problem was Miguel forgot I paid it in cash and wouldn't give me the 10% off for USD. Well he did eventually as Memo I assume understood what I did and told Miguel to give me the 10% on the $1000. Hope they did figure I wasn't trying to stiff them, he did write $1000USD cash deposit on the invoice. Might not do that again. I figure its better they had some of the cash vs it sitting in the casa.
And I'm not sure if anyone can top this (or admit to it) but a few years ago we stayed for 17 days at the Villa Aldora in the big suite and dove like 11 days for 3 divers.I had easily over $10K USD and didn't declare it. -I didn't have to at home and did NOT feel comfortable declaring it at CUN. So I shoved it in my socks. It worked out but I won't be doing that again.
Re: cash payments, etc.....
I hope Zelle/Venmo or some other technology company can make this a simpler transaction someday.
@mikeycanuk - next time, send me the $10k, and I'll hold it for you and dole it out to you as needed. I promise.
I hope Zelle/Venmo or some other technology company can make this a simpler transaction someday.
@mikeycanuk - next time, send me the $10k, and I'll hold it for you and dole it out to you as needed. I promise.
Rob9876
Contributor
Neither do I but I have always had good luck with the Banorte ATM in the City Hall building across Melgar from El Cantil. I always use the same ATM and I keep all my receipts. Occasionally it cannot print one (out of paper?), so I take a picture of the transaction with my phone. I bring enough US cash to pay my hotel room bill with a little extra to get me started, and then I pay for everything else including my dive bill with pesos from the ATM. To each his own but this works for me.
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