Ontario...
Twas born & bred in the same clime my friend. I agree the head to toe neoprene encasement necessitated by the northern environment does demand more of the underwater entrant. I tell my students they have an advantage in learning to dive in cold water with limited visibility because anything else is easier by comparison.
Two concerns when clearing a mask in cold water: beware the shock of that frosty water hitting your comparatively warm face; better to "kiss the water" on surface ( a phrase from Andrea Zafares of Lifeguard Systems ) to acclimate to the cold prior to decending. When you fit your mask to your face on surface, have your buddy insure the skirt is completely tucked under the cold water hood. When you purposely flood your mask @ depth, or especially, when it is unintentionally flooded, be prepared for a "gasp reflex" as the cold water shocks your face. The reflex may result in some water being taken in thru the nose with resulting gag/choke/cough response. Should this happen, remain calm, work your way thru it by coughing thru your reg.. You will slowly regain control.
Did you learn to "breathe-thru" a freeflow? If you didn't, it is a "must know" technique you must learn.
Know that with every dive in cold water you will get more & more comfortable with the cumbersome, restrictive gear necessary to diving cold temps.
One more thing...never, ever lose respect for the underwater environment, it can be very unforgiving.
Regards,
D.S.D.