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DCI Treatment Costs and Insurance

Discussion in 'Basic Scuba Discussions' started by Nettie-NZ, Oct 2, 2018.

  1. Nettie-NZ

    Nettie-NZ PADI Pro

    # of Dives: 200 - 499
    Location: New Zealand
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    Actually there are some people that get the generosity of our Accident Compensation Corporation for gratis - Tourists.
    So if you have an accident here, including diving accidents, the kind workers of New Zealand fund your treatment. It’s pretty generous of us!
     
  2. Storker

    Storker Divemaster

    # of Dives: 100 - 199
    Location: close to a Hell which occasionally freezes over
    12,571
    8,962
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    AFAIK, it's the same here on the other side of the world. I suspect that it might be because we have a "From each according to his ability, to each according to his needs" attitude to medical treatment and financing of it.
     
    chillyinCanada, ZzzKing and Nettie-NZ like this.
  3. Nettie-NZ

    Nettie-NZ PADI Pro

    # of Dives: 200 - 499
    Location: New Zealand
    158
    75
    28
    There are lots of things that the Scandinavian countries do very well - it’s just a pity that more countries don’t do things like they do in your part of the world!
     
    ZzzKing likes this.
  4. Colliam7

    Colliam7 Tech Instructor Staff Member

    # of Dives: 1,000 - 2,499
    Location: Kents Store, VA
    6,212
    3,307
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    A ScubaBoard Staff Message...

    Folks, let's see if we can get this thread back on track to respond to the OP's specific question.

    While a discussion of the politics of health care financing around the globe may be of some interest, such a discussion is probably better placed in the Pub. :) So, let's stay focused on the issue that started the thread (formatting added for clarity):
    There may be some judicious pruning of off-topic posts going forward. Let's try to address the request for information from the OP.
     
  5. soonerwink

    soonerwink Manta Ray

    # of Dives: 1,000 - 2,499
    Location: Glenpool, Oklahoma, United States
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    We had a member of our dive club recently take a DCS hit and had to have 15 chamber rides on top of the helicopter ride and 14 days in the hospital and still undergoing physical therapy. He had the top tier of DAN and so far he hasn't had to pay anything. DAN was the only insurance he had. Get the highest level you can afford.
     
    Nettie-NZ likes this.
  6. krbailey

    krbailey ScubaBoard Supporter ScubaBoard Supporter

    # of Dives: 100 - 199
    Location: Pittsburgh, PA
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    I had a serious type II DCS hit in Cozumel this August. A week in the hospital with 8 chamber rides. With my DAN insurance, $0.00 out-of pocket expense.
     
    Nettie-NZ likes this.
  7. Gareth J

    Gareth J Manta Ray

    # of Dives: 1,000 - 2,499
    Location: UK
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    I don't want our American cousins to think we are having a pop at them.

    But if you are a citizen from any other country with travel insurance, as soon as you want to include the USA the insurance company ramps up the premium. America may be the land of opportunity, but it is also the land of rip off medical (& legal) fees - and insurers know this.

    DAN (Europe), will more or less double the premium if you want cover for the USA.
     
  8. Storker

    Storker Divemaster

    # of Dives: 100 - 199
    Location: close to a Hell which occasionally freezes over
    12,571
    8,962
    113
    Slightly related anecdote (yeah, I know. I tell too many of those. Bear with me, will ya?):

    Quite a few years ago, I was planning my first vacation-with-diving (not quite the same as a "diving vacation". But I digress. Again). Being concerned about potential accidents or incidents, I called my insurance company. Yes, my standard travel insurance covered costs incurred during a diving accident. Yes, the limit was 40m depth. Yes, that was planned depth. If my PDC showed that I'd been down to 57m before the heli trip and the pot ride, and if that was due to a downcurrent or other unplanned issues, I'd still be covered. Unless it could be shown that I had deliberately deviated from the plan.

    So, I happily went on vacation bringing only my standard travel insurance cert, my EU health coverage cert and my diving certs. And i still do so. Fortunately, I still haven't had to check if the insurance agent gave me a correct representation of the real facts.
     
  9. Gareth J

    Gareth J Manta Ray

    # of Dives: 1,000 - 2,499
    Location: UK
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    The preferred option is either ring 999 - Coastguard, or 07770 423637 (Hyperbaric Service Emergency number - i.e old RN Hyperbaric Doctor) and they will direct you to the nearest available chamber.

    Easiest option is just call the Coastguard and let them co-ordinate everything - even from an inland site.
     
  10. Gareth J

    Gareth J Manta Ray

    # of Dives: 1,000 - 2,499
    Location: UK
    722
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    93
    Thinking about it, we airlifted a couple (early 60's) into Cherbourg when diving off Normandy. The French Navy kindly provided the service. Helicopter off the deck straight into their Navy Facilities in Cherbourg. The French Marines and special forces facility from what I was told.

    The Gentlemen had a rather bad ascent - and was not very copus mentus once we got him on the boat (Sorry about the spelling). The lady involved, a very well spoken individual, did pass comment that it was off putting to be walking around a hospital in a hospital gown - with her bits on show - surrounded by super fit 18-25 year old marines. Her companion said she rather enjoyed the attention :).
    The Gentlemen involved was rather upset at all the 'fuss'. He said if we had left him on the boat with a cup of tea he was sure he would have been alright.


    You can say what you like about the French (and we often do), but they where excellent. Again, a free of charge service.
     
    Nettie-NZ likes this.

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