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Get the DAN insurance

Discussion in 'Cozumel' started by shadling, Dec 27, 2018.

  1. Fastmarc

    Fastmarc Just drifting along...

    # of Dives: 200 - 499
    Location: Kingston, Jamaica
    1,541
    428
    83
    Is it open to anyone outside of the US or Canada?
    It used to be, so I had it. However it changed. I haven't checked back in a while.
     
  2. WetInPortland

    WetInPortland Solo Diver

    # of Dives: 100 - 199
    Location: Cozumel, Q.R., Mexico
    515
    321
    63
    Good question. I went to dan.org today to check on upgrading to the Guardian level, and noticed they only have options for the US and Canada. (Another reason for maintaining a legal domicile in the US.) @Christi - do you know if DAN offers coverage or if there are similar providers for those living in Mexico and elsewhere abroad?
     
  3. chillyinCanada

    chillyinCanada ScubaBoard Supporter Staff Member ScubaBoard Supporter

    21,631
    14,483
    113
    DAN Europe
    DAN Asia Pacific
     
  4. Christi

    Christi PADI MSDT/Dive op owner ScubaBoard Supporter

    # of Dives: 2,500 - 4,999
    Location: Cozumel, MX
    7,173
    4,450
    113
    It is a little tricky. There is a separate coverage for those WORKING as Dive Professionals in Mexico - but if you are simply a US citizen here, keep the DAN America preferred. The coverage for working professionals is not as extensive but is designed to cover our local DM's and Instructors for the treatment needed in the event we need it - but we do need to carry the coverage and they've made it affordable for the average MX DM/Instructor. Sadly, there are many who don't carry it and then if something happens, there end up being cries for help and GoFund me pages set up for others to pick up the bill. All of my dive staff have DAN coverage!
     
    cindysoo and lionfish-eater like this.
  5. Fastmarc

    Fastmarc Just drifting along...

    # of Dives: 200 - 499
    Location: Kingston, Jamaica
    1,541
    428
    83
    This only applies to US citizens, correct?
     
  6. WetInPortland

    WetInPortland Solo Diver

    # of Dives: 100 - 199
    Location: Cozumel, Q.R., Mexico
    515
    321
    63
    It sounds like this is DAN insurance available for pros who are not US/Canadian citizens (at least in Mexico). It makes sense that the coverage wouldn't be as comprehensive - medivac to one's home country shouldn't generally be required, for example.
     
    Christi likes this.
  7. Christi

    Christi PADI MSDT/Dive op owner ScubaBoard Supporter

    # of Dives: 2,500 - 4,999
    Location: Cozumel, MX
    7,173
    4,450
    113
    Which part are you referring to?

    There is special DAN coverage for any dive professional working as a dive professional (DM or Instructor) in Mexico regardless of nationality.

    If you are a US Citizen and here for a vacation or extended vacation or even retired (or not) and living here, but not working as a professional - then you are eligible for standard DAN coverage - I always recommend the Preferred or Master plan - the basic plan is worthless if you really need it because there are so many conditions and exclusions.

    Our DAN World contact here on the island is Laura Johnson:
    Laura Johnson
     
    lionfish-eater likes this.
  8. Christi

    Christi PADI MSDT/Dive op owner ScubaBoard Supporter

    # of Dives: 2,500 - 4,999
    Location: Cozumel, MX
    7,173
    4,450
    113
    NOT Exactly! Even before I became a Mexican Citizen, I was not eligible for the standard DAN coverage. I was required to get the DAN World coverage for dive professionals here.
     
  9. Diver below 83

    Diver below 83 Regular of the Pub

    # of Dives: I'm a Fish!
    Location: SoFlo
    1,146
    671
    113
    For me living in Florida the master plan is my base available option. So your saying I should skip the master plan since it’s my basic option and go with preferred or guardian?
     
  10. shadling

    shadling Angel Fish

    # of Dives: 25 - 49
    Location: United States
    22
    49
    13
    Good news my wife is out of the hospital. She needs to go back tomorrow morning for a follow up, but she's looking good and feeling good. Thanks again to everyone for their kind thoughts and support.
     
    Coralcop, Zman96, ccannon707 and 20 others like this.

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