boulderjohn:That is something I have not seen brought up here--does your dive shop give you an equipment discount of you are on the staff?
My LDS gives me a nice discount on anything I buy there.
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boulderjohn:That is something I have not seen brought up here--does your dive shop give you an equipment discount of you are on the staff?
catherine96821:You might want to consider the Masterdiver route. I think I had five specialties for that... you said you already have three. Nitrox counts.
anyway I got my Divemaster because at the time I was new here in Hawaii and I wanted to go on the boats for free. The insurance I might let go because I am not really using my divemaster and the liability on a boat is there although I don't think it as great as everyone (like V&B, PADI) would like for us to believe. Its odd to me that my DM insurance was more than my RN liability insurance for Trauma Transport. Personally, I think a lot of insurance is a big racket.
If you go on the PADI site they have an algorithm of the various pathways for certifications.
Sideband:I am a NAUI Training Assistant. I am covered by the instructors insurance since I can not do anything without an instructor present. We can do pretty much anything an Assistant Instructor can do except we do not count towards instructor/student ratios.
Joe
oly5050user:that may be a misconception..alot of dm's think thats how it works based on hearsay..GET IT IN WRITING..for your own protection...
One issue to be aware of with Divemaster insurance is the coverage rules. It's not like automobile liability that will cover you if you get sued 5 years after you drop coverage as long as were covered at the time of the incident resulting in the current suit. With DM insurance, your coverage must be paid and current at time of suit. This forces you to maintain your coverage for a number of years after you stop performing any DM work.