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Wow! cost of gear

Discussion in 'General Scuba Equipment Discussions' started by Bigd2722, Jul 3, 2015.

  1. gbf

    gbf ScubaBoard Supporter ScubaBoard Supporter

    561
    372
    Add what you have in bungee and line and you'll really be terrified...
     
  2. Scared Silly

    Scared Silly Regular of the Pub

    # of Dives: 500 - 999
    Location: on the path to perdition
    5,883
    1,514
    While I know we all hate to think about what we have spent/invested in gear and other "life" necessities it really does behoove folks to bite the bullet and do that. Mostly because insurance companies have limits on some policies for particular items. So unless you can show some documentation (even just an inventory or a bunch of pictures) you may find it hard to get more than pennies on the dollar. Which would be a shame if someone stole yer gear. If nothing else have a chat with your insurance rep. so you are at least informed.
     
  3. buddhasummer

    buddhasummer Bat sh.t crazy ScubaBoard Supporter

    # of Dives: 1,000 - 2,499
    Location: Nanny State
    11,959
    4,549
    It has unfortunately been my experience that insurance companies are all very nice until you try and make a claim. Fortunately I now live in Japan where burglary, car theft and theft are very uncommon. I no longer worry every time I leave the house wondering if it's still going to be furnished when I return. I've been robbed a few times in my life. I am not rich and work very hard to buy the things I own and for some lazy ******* to just take it makes me feel sick. I hate theives. Unfortunately that's the world we live in.
     
  4. Bigd2722

    Bigd2722 Solo Diver

    # of Dives: 500 - 999
    Location: Winter Park, fl
    458
    90
    Agreed.
    My original reason for starting the inventory was the difficulty my wife and I had remembering everything we had packed in our luggage that AA lost. That was a small sample of all the dive gear and tools and outdoor equipment we have. True it won't necessarily improve your memory, but having an inventory to refer to may jog your memory and lend a smidgen of credibility to your claim.
     
  5. eelnoraa

    eelnoraa DIR Practitioner

    # of Dives: 100 - 199
    Location: San Francisco Bay Area
    3,920
    902
    couldn't agree more. Two years ago, someone drove his minivan into my garage, hitting where I store my dive gears and some other outdoor gears. House was repair under insurance, nothing they could be denied. My personal belonging claim went very difficult. Everything item needed to have its date of purchase, purchase price identified. Every claimed item needed to be proved it is damaged. Then all the pay out is based on "depreciated" value. Amongst all items damaged, scuba gears include a set of double/wing/plate/regulators setting nearby the opening of my garage (take a direct hit). Lucky that my single setup was in my car parked outside that day. Insurance gave me such a hard time on these items. They kept asking me for prove that these items are not working. They even suggest I took them to a dive shop for an inspection at my own cost. They also know that since there was no injury, lawyers most likely would not be interested in sueing. At the end, the pay out from the diver's insurance is about $8500 only. They did the math, knowing if I deny this payout and take them to small claim court, the upper limit is $7500. If I were to hire a lawyer, I will end with less after lawyers fee. The rest of replacement cost come out from my own insurance. So my lesson learned is always get my own insurance on sporting goods, especially if you are into scuba.
     
  6. KDAD

    KDAD Contributor

    # of Dives: 50 - 99
    Location: Northern New Jersey
    699
    383
    Ok. I'll bite although I am not a tec diver so my total is a little less.

    My initial budget was $1000 I totaled it up last night and I'm just around $ 3000 including 3 backplates and wings eight tanks including two sets of doubles 4 sets of regs including 2 sidemount and a whole bunch of other gear

    Did I mention I've only been certified for 4 weeks. But I'm done buying gear. Just going to dive. No really I am not buying anymore gear...well except for that one ebay auction ending Friday night.
     
    Last edited: Jul 9, 2015
    WarrenZ and cmulvaney like this.
  7. WarrenZ

    WarrenZ The Ultimate Bad Example ScubaBoard Supporter

    # of Dives: 200 - 499
    Location: Las Cruces NM
    4,084
    4,163
    Sounds like you got bit by the diving bug bad. If you dive like you buy gear you'll be a tec diver soon.
     
  8. buddhasummer

    buddhasummer Bat sh.t crazy ScubaBoard Supporter

    # of Dives: 1,000 - 2,499
    Location: Nanny State
    11,959
    4,549
    That sucks. I too had problems with every claim I made despite specifying and paying for "Replacement Value Insurance". Insurance companies and thieves have a lot in common in my experience.
     
  9. cbm32

    cbm32 Contributor

    # of Dives: 500 - 999
    Location: I am bi-coastal. Michigan and SoCal
    911
    359
    I have been diving five years. Strictly rec diving and I am not the kind that has to try to keep up with the other divers on the boat or gets bored easily with the gear I have. Most of the time, if what I have is doing the job I dont replace it. I am right around $2,500.00 after deducting the little money I have made off from buying a couple of used gear packages off from craigslist and reselling what I didnt want to keep. If I ever get around to selling the dry suit and some other stuff I have got that way and need to sell I will easily be down around $2,000.00. I have spent far more on dives than I have on buying equipment.
     
    chillyinCanada likes this.
  10. m0xty

    m0xty Registered

    # of Dives: 200 - 499
    Location: Bengkulu, Indonesia
    24
    2
    3 sets of BP/W, 1 SM BC, 3 reg sets, and bunch of acc incl 2 divecomp...all just for myself
     

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