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Just got another reply from another insurance co.
Also found this in the SB Archives (02-12-2004)
Just in case you think I'm making this **** up
-Garrett
"Thank you for your interest in our Special Risk Accident & Liability Insurance. Unfortunately, this type of activity is not covered with our carriers. Please do not hesitate to contact me with any questions."
Also found this in the SB Archives (02-12-2004)
Seadiver5 of Moss Bay Divers:Do it right and form a legal club as defined by the laws of your state. Run it properly and make sure you get a good liability release signed by each member preferably one for each year and in addition one before each day of diving.
Not charging for membership does not limit your liability and in fact could possibly increase it. Implied is a term you need to worry about because by simply offering a diving opportunity you are implying that certain outcomes will happen and if they don't......
I have yet to find an insurance company that would write a policy for a dive club so that's out unless you know of one and if you do I would sure appreciate it if you would let me know what company that is.
I have begun a consulting company that specializes in creating dive clubs for dive centers and have been actively working at this with shops from all over the world. I built the largest independent scuba club in the Pacific Northwest (Moss Bay Divers) http://www.mossbaydiveclub.org/portal/index.php with over 500 members.
Just in case you think I'm making this **** up
-Garrett