I'm sure this will be explained 300 times in the next few days. And as they say, if you ask 10 different people you'll get 11 different explanations. So, I'm going to reserve my explanation. But, I will ask you this question.
Imagine you have a balloon and a box with a hole in it. At the surface, a fully inflated balloon will not fit into the hole in the box. The hole is too small and the balloon is too big. But, at 100' the balloon that was fully inflated is significantly smaller. It'll easily fit into the hole. It will at 66' too. But at 33', the balloon is just barely too big to be fit into the box. See an issue here?
So, you've made a dive to 200' and played around for a little while building up some nitrogen in your system. You've come up to do your deco and at 20' you do a mandatory stop of, lets just make numbers up and say, 10 minutes. But, at 20' that bubble of nitrogen won't fit through the cells/tissues in your body. The nitrogen is the balloon, and your cells/tissues are the box with the hole in it.
Do you see the problem that can arise with doing all of your deco at one stop?