Japanese residents: Dive insurance
- Thread starter Geoff_H
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Dan Europe for both my diving insurance and professional liability insurance. Probably need to get some equipment insurance though from someone.
The poll works!
As an instructor and 'world-wide diver' I have several insurances for various purposes but I selected DAN Japan as that is my 'diver' emergency insurance.
As an instructor and 'world-wide diver' I have several insurances for various purposes but I selected DAN Japan as that is my 'diver' emergency insurance.
I have a multitude of insurances, PADI Japan, NAUI worldwide, DAN Japan
Interesting. Who would you want to get your medical bills paid for if you had an accident?jagfish:
CanadianSushi
Registered
Hey everyone,
Complete n00b to the world of diving, but currently living in Japan (going on four years now)...
If you forgive the n00bish question, but aside from loss of equipment (like cameras) and unless I travel outside of the country to dive, I assume that insurance would cover any medical emergency that might occur while diving. If this is indeed the case, then why would I want to buy diving insurance if I have regular national health insurance to cover me, should anything go wrong?
Complete n00b to the world of diving, but currently living in Japan (going on four years now)...
If you forgive the n00bish question, but aside from loss of equipment (like cameras) and unless I travel outside of the country to dive, I assume that insurance would cover any medical emergency that might occur while diving. If this is indeed the case, then why would I want to buy diving insurance if I have regular national health insurance to cover me, should anything go wrong?
Actually a good question!
... because DCI treatment and hospitalization is expensive even with most parts 70% covered by the National Health Insurance + the rescue/transportation itself may not be covered at all. Depending on treatment strategy and severity it may cost 300,000 to 2,000,000 yen of which you probably need to pay a 1/3 to 1/2 without an insurance.
... because DCI treatment and hospitalization is expensive even with most parts 70% covered by the National Health Insurance + the rescue/transportation itself may not be covered at all. Depending on treatment strategy and severity it may cost 300,000 to 2,000,000 yen of which you probably need to pay a 1/3 to 1/2 without an insurance.
CanadianSushi
Registered
Ahh! So this is top-up insurance to add onto your national health benefit to cover the 30% that you get hit for.... I suppose that if the bill would really run you as high as 3,000,000 (or even 30% of that which is still 90-man) it totally makes sense to be covered.
They say that the Japanese are the most insured people in the world... Ya never know what's going to happen, I suppose. :lightingz
This might be one of those rare instances where having top-up insurance is actually a good idea, especially if it's also going to cover your equipment and and diving trips you make outside of Japan..... Hmmm.
They say that the Japanese are the most insured people in the world... Ya never know what's going to happen, I suppose. :lightingz
This might be one of those rare instances where having top-up insurance is actually a good idea, especially if it's also going to cover your equipment and and diving trips you make outside of Japan..... Hmmm.
Not just outside Japan though. Let's say you get bent doing a dive out near Yonaguni. The nearest chamber is on Okinawa honto, about an hour and a half flight away, with planes leaving every other day. If you need immediate evacuation to the chamber, it's going to cost you a hell of a lot of money. It's nice to know that would be covered completely by your insurance provider.
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