I never go with an organized charter, instead I put together my own package. However, I have a nice home, and I want something that is just as nice when I am on vacation. To me, vacation is NOT being jambed into a crowded cattle car airline, sleeping in a crappy hotel room, eating food that I would not give to a dog. Yes, the diving is important --very important, but so is rest and relaxation. I just do not sleep very well on sand paper sheets, with bugs crawling on my feet ... And if you do not sleep well at night, you are not going to be up for the dive the next morning.