Luckily I only live about 1/2 hour down back roads to a place that I can solo dive at. There is at least one charter boat that is about an hour's drive from me, but if I am going to drive one hour and pay $60 or better for a charter, I'll just drive the extra 1 1/2 hours to cave country. Of course, the dollars add up real quick then.
The one shop that was in my area and easily accessible to me closed up, so it is a bit more of a hassle to get fills even when I do go to the close solo site.
Last spring/early summer I was getting in drives to cave country every other weekend at least, and sometimes staying over night. But this year the money has been much more scarce, so I have only been getting out every 6-8 weeks. It bites, especially after diving so much last year, buying gear, finding good dive buddies, etc.