Do I need insurance for AOWD dives?

[hmb]

Which insurance should cover costs of diving accidents during AOWD dives?
Should it be the diver's or instructor's (or dive shop)?
Apparently, during these AOWD dives the diver is going beyond he/she was trained to do in OWD certification.

TIA

 

[Maule]

If you are diving you need insurance. Pick one, any one. DAN, DiveAssure, etc but pick one and purchase it.

 

[snepdiver]

Many dive ops require it.

 

[reefugee]

Do you need diver insurance? No. Insurance is like a safety net. You may never need it, but all it takes is one accident to make it worthwhile. I was also told by someone that your personal insurance (such as mine from work) may not cover activities that may be deemed dangerous.

Also - some of the insurance include extra perk like trip cancellation, equipment theft or damage, and so on.

Personally - I would get insurance.

Minh

 

[del_mo]

Plus, I think you'll find you will be signing a waiver with the dive shop holding them NOT responsible for anything that happens to you....regardless. Their insurance covers THEM, not you.

 

[plwtwo]

Short answer- YES Long Answer- HELL YES

Never Dive without insurance....I recommend DAN...

 

[pupdiver]

The only dives I ever did uninsured were my OWD dives because I didn't learn about dive insurance until the class. I got DAN right after I finished.

I think the OP may be thinking that insurance is included with the fees for AOWD. I doubt it. Also, getting AOWD is just more training. Hopefully, this will help make it less likely you will accident, but it is always possible. Accidents happend for many reasons and many highly trained divers have accidents every year.

The insurance is fairly cheap and well worth it.

 

[cayman diver]

Do i need insurance? only if you have an accident!

 

[wreckchick]

Is having the help I need, when I need it, where I need it worth $100 a year?

I've been insured since before my OW certification dives.

Rachel

 

[Gator Diver]

The only dives I ever did uninsured were my OWD dives because I didn't learn about dive insurance until the class. I got DAN right after I finished.

...

The insurance is fairly cheap and well worth it.

I agree completely.