equipment insurance?

[texdiveguy]

They wanted some sort of proof of it's value, they said a quote from a LDS would work and they needed to see the equipment. I'd imagine as I buy more gear, I would update the policy, when I get the stuff together and go sign the policy, I'll ask about airline coverage.

Thanks

 

[ScubaCatgirl]

yes, Thank you too! It's hard to find an insurance policy that cover's every scenerio.

 

[Kwbyron]

I'll let ya'll know what happens when I get the policy written, what my deductable would be and such...

 

[Puck]

I checked with my State Farm agent, and if I claim it on my Homeowners policy, I am subject to a $1,000 deductible. However, I can add my scuba gear under a separate policy as sports equipment (like golf clubs), and $3,000 worth of coverage, with no deductible, is only 53.70 per year. This would at least get through the lost/stolen/crushed during the travel losses. Check with your insurance agent and see what they can do for you.

 

[Damselfish]

We insured checked bags with the airline on our first dive trip back when we were more paranoid. I think it got a special tag and I got the sense it might get treated a little nicer and be less likely to get lost to make sure they didn't have to pay out. I don't know if such a tag would make it more or less likely to lose stuff from a bag. ANybody working for an airline have any thoughts on insuring bags wiht the airlines?

 

[ScubaCatgirl]

Puck, what insurance company do you use? Just curious cuz my homeowners insurance covers my equipment through my ho policy w/no add'tl deductable & does cover it for every scenerio w/the exception of when in the air carriers care. Would love to have a seperate policy just for when it is in the airliner's care.

 

[Puck]

Puck, what insurance company do you use? Just curious cuz my homeowners insurance covers my equipment through my ho policy w/no add'tl deductable & does cover it for every scenerio w/the exception of when in the air carriers care. Would love to have a seperate policy just for when it is in the airliner's care.

State Farm, coverage is an add-on (maybe not a policy but a rider), for special equpment/items. I paid a littel extra for the same kind of thing for a very valuable stamp collection from my Great Grandfather, because it is specialized and so much more valuable than everything else in my house put together. I will investigate limits of coverage for the gear when in the hands of the carrier, dive boats, hotels, etc.

 

[wunat]

There are several good dive equipment insurance companies.
I use the one promoted by DAN.
SennDunn
~$100/year covers about $3800 of gear and covers
camera flooding as well.

You can go to their website to get details and a quote.

--- bill

I understand they only serve DAN members living in the US. Anyone know where non-US residents can get such insurance? :huh:

 

[ScubaCatgirl]

I understand they only serve DAN members living in the US. Anyone know where non-US residents can get such insurance? :huh:

You might want to check out this insurance company.
http://www.diveassure.com/new/usa/

Here's another insurance company you could check out. Let me know what you think. http://www.diveinsurance.com/dp/DP-index.htm

Puck -- Thank you so much for your info & yes, I'd love to know the limits, etc. :blinking:

 

[wunat]

You might want to check out this insurance company.
http://www.diveassure.com/new/usa/

Here's another insurance company you could check out. Let me know what you think. http://www.diveinsurance.com/dp/DP-index.htm

I understand that these are only dive insurances directed to dive accidents. What I am cusious is the ones on diving gears in specific.