James connell
Contributor
bermudaskink once bubbled...
If liabilty release forms were really worth the paper they are written on, instructors and DMs wouldn't have to purchase insurance!!
:idea:
that's BS! you get the waivers so your insurance will keep covering you.
you buy insurance so when ( and it is when not if) some fool who screws up and sues it doesn't come out of your pocket.
you can be sued for anything - proving it is the problem. more than half the cases get thrown out just because of the waiver.
you don't have to have done anythng wrong to be sued but you still have to defend your self and insurance companies can afford better lawyers than a DM can alone.