Thal: The only time I've seen or used a Succi Disk is for vertical visibility. Is there a recognized relationship (or rule of thumb) between vertical and horizontal visibility?
I have a Secchi disc on my anchor line, just above the chain, with marks on the line every 10 ft and a hash mark every 5 ft. I can lower it into the water and check vis before committing to diving a spot, or once throwing out the anchor, can work down the anchor line and get an accurate measurement of the vis on the way down.
Since boats get blown by the wind and currents, the anchor line is rarely straight down, so using the angle of the rode gives you an idea.
I had someone actually argue with me about the vis using this method. His "estimate" was a lot more optimistic than what I measured with the Secchi disc. Go figure. Sort of like "measuring" temperature with your hand while someone else is looking at the thermometer reading.
The Reef Check way works, too. But I think you're supposed to hold up your hand, not just the fingers.