thanks for the reply, Uncle -- your boat-ownership test made my cow-orkers (yes, they do indeed ork cows) wonder about my sanity at the loud guffaws coming from my cubicle.
Clairification of my parameters:
1. What can you afford initially & what can you afford as cost of ownership on an ongoing basis? (figure 15% yearly)
I figure 10-15K max for the initial purchase. If I can cap the maintenance at 15% or so it wouldn't be a problem.
That'll do for a good used trailer boat.
2. What cost of operation (different from ownership) can you afford on a per use basis?
hrmm, I dunno. What's the range?
$$$$outboard gas to inboard diesel$
3. What are your primary and secondary uses for the boat?
divin' and fishin' (and drinkin', but not while divin')
think cockpit area & ease of egress/ingress with gear.
4. What will be your geographic and seasonal parameters?
I'm in Connecticut, so spring to fall (May to October, I guess?).
Will you want a cuddy cabin to get out of the weather, a bimini to get out of the sun or just an open boat?
5. Do you want the mobility of a trailer boat or the capacity of a moored boat?
probably trailer, I'm thinking.
I'm thinking that will be your best bet... but you will need to size the boat to fit your present towing capacity and available launch sites or you will find the cost going up considerably as you purchase a 4 wheel drive truck with big gas guzzling motor to haul, launch and retrieve the boat.
6. Do you want/need the speed of a fast boat or can you live with a slower pace?
nah, slow is fine
Actually with a smaller trailer boat speed is an asset in the ability to out run weather plus access dives sites without spending a day getting there. Larger moored slow boats with inboard diesels are the most economical to operate on a use basis but all the other costs can be much higher.
7. Do you like to do maintenance work and are you handy enough to do it?
yes, and hell no.
Figure cost of ownership 20% if you have the work done professionally and 40% if you attempt it first.