Andy,
I can't fully participate as I am not done buying gear (as if I would ever really be DONE buying gear). I have 7 regulator sets, 3 tanks, 3 wetsuits, 8 reels or spools, 3 masks, 2 sets of fins, 2 computers, 1 plate and wing for singles, 1 plate and wing for doubles, and lots of miscellaneous gear, and instruction through full cave and decompression with 100% O2.
I still have yet to buy double tanks (I rent for the time being) and a dry suit. These are on my list, but until the rich uncle I don't know I have dies, or I win the lottery, I just have to wait until I can save the money to buy these things. About the only good thing I can say about this is all of my dive gear and training has been paid for up front, no credit cards. At least I only pay the actual price for the stuff, not any additional interest.
Mark Vlahos