Do yourself a favor, just get a BP/W in the long run , you will end up getting one. Save yourself time and aggrevation. I did it, and 3 BC later here i am with BP/W love it.
For SoCal diving? Definitely get a backplate/wing combo with the stainless steel plate.
Can you dive with jacket BC? Sure you can. Thousands of people in SoCal do it. But do you want to be the one whining about how your BC doesn't fit right or float too much, float too little, pinch this, pinch that? If you don't want to be unhappy about your BC then get a BPW and call it a day.
A typical jacket BC weights about 3-7lbs. The lower extreme tends to be the ones geared toward travel. Sounds good, right? Ahhhh, no. A jacket BC tend to be positively buoyant and you need to carry lead to sink it. So now, as a SoCal diver who wears either a wetsuit or a drysuit, you need to carry lead not just to compensate for the floatiness of the exposure suit but you need to carry lead to compensate for the floatiness of the jacket BC as well.
An aluminum or steel backplate is negatively buoyant. It sinks. It doesn't need additional weight to compensate for its positive buoyancy because it isn't positively buoyant.
Take my equipment rigs for example:
A) My Dive Rite Transpac (soft BC almost like a jacket BC but not quite the same) + Faber HP100 M-series tank + regulator + tank valve + 4-lbs trim weight attached to BC = 68-lbs.
B) My Dive Rite BPW (stainless steel plate & single tank adaptor) + same tank + same regulator + same tank valve + 0 trim weights (don't need it) = 67-lbs
When I hit the water with option A, I still have to put on 4-lbs of lead so the total weight of the rig is 72-lbs.
When I hit the water with option B, I am good to go. With option B, I shaved 5-lbs off the weight that I have to carry on my back.
The weight of the backplate; especially a stainless steel one, acts as ballast. The weight of the jacket BC is dead weight/wasted weight. I have carry it AND the extra lead to sink it.
PS For travel, the BPW weights about 7lbs versus, say, the Aqualung travel jacket BC Zuma at 4.4lbs. If you dive in the tropics while renting aluminum 80 tanks with the Zuma, you'll have to carry extra lead to compensate for the AL80's positive buoyancy when it runs low. With the BPW, you're good to go. Besides, what's the big deal between 7lbs and 4.4lbs?