And what I am saying is for a beginner (which somewhat includes me) rather than trying to guess at confusing manual exposure settings suggested for different water and light, put your camera on auto, select UW mode which adjusts white balance to reduce blue and green cast, for close up use the camera's strobe, for wide shots and farther away, turn the camera's strobe off. If shallow use a Wonder filter in clear tropical water. Concentrate on "seeing" the light and framing your subject/action to show what YOU see in your mind. Get close, that is why a wide angle lens is an almost absolute requirment, you must get close. Even a few feet further back increases the blue cast (or green in some water) to an objectionable level and reduces contrast and sharpness. The closer the better. My super wide lens allows me to put the lens in the divers face--literally and still see a huge range. This shot I converted to B&W, I am about three feet from the diver's face.
JFYI, super wide lenses on digi cameras I am seeing are a challenge. The dynamic range of digital exposure systems is limited compared to film and this reults in blown out bright areas and muddy or black shadows--the lens sees such a large area the required exposure latitude of the scene exceeds the dynamic range of the camera unless I am very carefull. My Nikonos III or my old film SLRs would not blow out like is seen in some of my pics. I am having to re-learn a lot of things and learn some new as well. This is not so much of a problem with macro or even "standard" lens shots as it is easier to frame the shot for more even or averaged lighting.
There is no easy out, you must read and learn a little about cameras and how an exposure is made so that you can understand how your camera sees compared to your human eye to exploit the camera capabilities, otherwise, good shots are just luck. In fact, I am not sure that all "good" shots are not at least some luck involved.
The ghost and flare are a consequence of super wide lenses and forward scene lighting and having opened my camera in the heat and humidity to replace battreries--I had installed a discharged set by accident--doh--which got me a slight fog on my port. I need to keep the light behind me and get my strobe further back as well.
Another item, you can get the old Sekonic Marine light meters under 100 dollars on ebay. If your going to shoot manual get one. The meter on the 570IS is a pain in the rear. It is much eaiser to set ISO on the camera and the meter to the same value and then set the shutter and f stop on the camera per the meter and then adjust from there.
Thanks for refering to me as an artist, that is a new one, however, I did actually stay at the Holiday Inn Express and I do have formal photo training though I admit, it does not show.
N