Wookie
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I know a load of them. Myself being one of them whenever I'm not in school (which as of last week is hopeful never again). I think that the difference is US diving verses European/resort diving. Most instructors around here are full time. The options are somewhere equatorial (aka Caribbean or Asian) or switching between Europe/Mediterranean and Southern Hemisphere/Equatorial in the winter. We don't make much (trust me it's depressing) but if you are happy with a meh apartment and decent food and working hard but diving everyday it's a blast.
So, does that mean you do it for a career or a lifestyle choice, and the difference is the emphasis you put on each one? A career is something you envision doing for the rest of your life, comes with a salary and benefits, as well as making enough for retirement. A lifestyle choice is enough to have an apartment, beer, a big enough bed so you can bang a newly certified student who is on holiday, and in ten years you gotta go use that schooling you just finished up?