Regarding insurance: from the DAN Insurance Coverage Comparison Table:
Planned Maximum Depth Covered
Preferred Plan / No Limit
Master Plan / No Limit
Standard Plan / 130ft/40m
In other words, there is no enforced 60 foot limit through insurance. Some resort Divemasters will not dive below 60 feet with OW divers.
Regarding when to take the AOW Class:
One view that hasnt been shared before is this: if you have a means of diving with other experienced divers whom you trust, feel free to put the AOW class off as long as you want. If you do not have dive friends with whom you can dive and gain experience, the AOW class might just be the best way to accumulate a handful more dives under some sort of watchful eye.
There was a group of three married couples in our OW class in September(Laura and I were one of the couples) who bonded very closely. At the end of our class, we didnt feel as though we were ready to dive on our own. So we all jumped into the next AOW class and were certified in October. One of the other husbands and I went through Rescue together.
We dive as often as we can, usually as a group (including a recent trip to Loretto, BCS, Mexico, diving with the Dolphin Dive Center).
Since our first certs, Laura and I have added Nirox and Wreck specialties. Ill be doing the Equipment Specialty this next week. Were looking at the Deep Dive and UW Photographer specialties early next year.
The point is that each situation is different. How capable do you feel? How fat is your wallet? How well do you like your instructor? How many dive friends do you have? Can you gain experience in outside of a class setting? Would you feel more comfortable adding a few more dives with an instructor and a DM you trust? Answer these questions and you answer your own question.
Cheers!
Planned Maximum Depth Covered
Preferred Plan / No Limit
Master Plan / No Limit
Standard Plan / 130ft/40m
In other words, there is no enforced 60 foot limit through insurance. Some resort Divemasters will not dive below 60 feet with OW divers.
Regarding when to take the AOW Class:
One view that hasnt been shared before is this: if you have a means of diving with other experienced divers whom you trust, feel free to put the AOW class off as long as you want. If you do not have dive friends with whom you can dive and gain experience, the AOW class might just be the best way to accumulate a handful more dives under some sort of watchful eye.
There was a group of three married couples in our OW class in September(Laura and I were one of the couples) who bonded very closely. At the end of our class, we didnt feel as though we were ready to dive on our own. So we all jumped into the next AOW class and were certified in October. One of the other husbands and I went through Rescue together.
We dive as often as we can, usually as a group (including a recent trip to Loretto, BCS, Mexico, diving with the Dolphin Dive Center).
Since our first certs, Laura and I have added Nirox and Wreck specialties. Ill be doing the Equipment Specialty this next week. Were looking at the Deep Dive and UW Photographer specialties early next year.
The point is that each situation is different. How capable do you feel? How fat is your wallet? How well do you like your instructor? How many dive friends do you have? Can you gain experience in outside of a class setting? Would you feel more comfortable adding a few more dives with an instructor and a DM you trust? Answer these questions and you answer your own question.
Cheers!