I love my 105VR, but I don't think the VR works well underwater. I have many photos shot at 1/60 that are blurred.
Yes, the lens focuses incredibly fast. But it also hunts a lot. And you have to have plenty of light on your subject for it to focus reliably. It's a serious PITA in low light/low viz.
Why are you shooting at 1/60th? For macro, it's generally best to shoot at the max
synch speed of the camera, generally AT LEAST 1/250th, and let the strobes supply
all the light and freeze the subject with their speed of at 1/1000 of a second. The
occasional reason to go with a slower speed would be to lighten up an open water
background, but you usually still end up almost all of the light on the subject coming
from the strobes.
If you have trouble focusing, add a focus light. Adm. Linda and I both use the Ike
Mini-C (about $25 at LeisurePro, UltraLight makes a nice holder). Get the light out
over the subject so it gets cross-lit which makes for good AF. Ultralight has a
longer mount for the mini-C that does well with a housing and long macro port.
The VR does work REALLY WELL on the surface. This evening, I saw some flower
pictures that Adm. Linda took hand-held, in full sun. with her D40 and 105 VR. She's
got full-frame pictures of bees where you can see all the hairs on them, I was
wowed.