I'm in Roatan, Honduras working for Coconut Tree Divers in West End. The climate is warm, too warm to be here if you are not somehow entering the water. Luckily we dive a whole lot. We definitely speak English. The owners are English and the rest of us, we speak a bunch of other stuff (i.e. Spanish, French, German). Money not being an issue was mentioned, even if it was it wouldn't be as a big deal in West-end. It's affordable here. Who to dive with? There are about 14 shops in West-end. You just happen to know which one I'm at. Good luck with your research!