I've had dive operators in the Florida Keys take me out in horrible conditions only because they didn't want to cancel the trip and lose any money, in the long run most of those operators have gone out of business over the years and now most put safety first.
But to answer your question, I have to admit that what I considered bad conditions when I was younger is not the same as what I consider it now. You have to gauge your own level of comfort and decide what you personally feel is safe or outside of you personal comfort zone.
For me a flat glassy day with no current (unless I'm drift diving) is a Godsend. My maximum for a great day of diving is seas that are 2-4' or less.
I have been out in conditions of pouring rain with the boat rocking side to side in seas 6-8' with light to moderate chop.
Once you get over sea conditions of 6-8' your main problem is going to be getting back on the boat depending on the type of reentry ladder or platform that the boat is equipped with, rear entry ladders and platforms tend to be much harder to reboard if they're rising completely out of the water and then crashing back down while you're trying to grab on and pull yourself out. In rough conditions I tend to prefer pontoon style boats since they're a little more stable in rough waters versus a v-hual style boat that will rock from side to side while rising and falling from front to back.
So in short I feel boat type plays a very important roll in your decision making process along with experience and whether or not you're prone to seasickness (or your dive buddy).
But to answer your question, I have to admit that what I considered bad conditions when I was younger is not the same as what I consider it now. You have to gauge your own level of comfort and decide what you personally feel is safe or outside of you personal comfort zone.
For me a flat glassy day with no current (unless I'm drift diving) is a Godsend. My maximum for a great day of diving is seas that are 2-4' or less.
I have been out in conditions of pouring rain with the boat rocking side to side in seas 6-8' with light to moderate chop.
Once you get over sea conditions of 6-8' your main problem is going to be getting back on the boat depending on the type of reentry ladder or platform that the boat is equipped with, rear entry ladders and platforms tend to be much harder to reboard if they're rising completely out of the water and then crashing back down while you're trying to grab on and pull yourself out. In rough conditions I tend to prefer pontoon style boats since they're a little more stable in rough waters versus a v-hual style boat that will rock from side to side while rising and falling from front to back.
So in short I feel boat type plays a very important roll in your decision making process along with experience and whether or not you're prone to seasickness (or your dive buddy).