In many Carib "tours" they hand you your gear, coddle you and fawn over you. In the Florida Panahandle your mostly expected to know what your doing and handle your own gear. If the seas are expected to exceed 2-3 the two boats will not go out. I go out in worse in a tiny boat but so it goes. Three to four can be rough.
I enjoy the Destin Jetty and it has been a favorite of mine since I was a kid. I prefer to access it by boat or kayak but in a few weeks I will make my annual spring dive there and will probably walk in alone and dive it alone.
There are two ops in Destin, Emerold Coast and Scuba Tech. I sorta like Emerold Coast better. Both of them prefer to dive either the jetty (I can walk to) or the Bridge Rubble over and over and over and over and over and over every single day. There is quite a few offshore and near shore dive sites from wrecks, rubble and natural bottom/ledges. Some of it quite a run from the pass. I love diving Destin, Pensecola, Panama City but mostly because we do it from our own boat so I don't have to dive the Bridge Rubble over and over and over and over and over. If you get that I don't like the Bridge Rubble, well, I been there a million times, done that, no thanks. Nothing better than watching the Bridge Rubble pass under my sonar at 30 MPH with clear horizon on the bow.
If you dive under the west side of the bridge do so on slack high tide. Be aware of heavy boat traffic. The East Jetty Finger is where you do the "Jetty" dive. It is a fun dive. Some people here dive it all the time, over and over and never tire of it. It is a fun dive. Dive it on high tide or waning high tide. Be aware of heavy boat traffic, current and that bull shark that made three passes at me last spring though I did not see him later that summer.
Navare Beach Pier rubble, decent shallow dive with sometimes interesting fish, straight off the beach.
Pensecola Pier Rubble, similar to the Navarre dive, stay away from the fishing pier on both of these.
Good luck.
N