This may not be what you want in an answer, but I'll try.
My wife (my buddy) and I were on a live aboard in Belize. We were sitting on the bench putting our gear on getting ready for another dive. When out of no where my wife started to scream "WTF?" It turns out her valve in the inflator hose stuck in the open position and started to squeeze her. She immediatly ripped open her cumber bun (so she could breath) while I reached over and turned off her air. The boat crew responded immediatly but without the tools needed and a replacement valve there was nothing that we could do for the rest of the trip. (We borrowed another BCD from the crew and the trip was saved)
My point in this story was we were never taught what to do in this situation. (Luckily it happened on the boat) After getting home, taking the BCD to my LDS and asking many many questions, I believe I know what to do. I would release the inflator hose from the BCD and thumb the dive. Mouth air as needed.
Before you ask, I always rinse my gear (actually soak it for 8 to 12 hours) at the end of every trip.
I always inspect our gear at least a week or two before we leave on a trip. This type of equipment failure is just unforseen.
I believe I (we) did everything that we new what to do, but this emergency (stuck open inflator valve) just is not talked about or taught. At least not at my LDS! I'm not sure it should be discussed or taught in the OW.
I believe that with more reading (including this forum everyday), more interest and more general BS'ing with more divers will I learn how to react to those "once in a life time emergency" and learn what to do.
Today, I'm always asking myself "What if ..." ?
Actually it is supposed to be discussed and practiced in all the ow classes I am familiar with. Disconnecting and reconnecting the bc inflator hose is a required skill. Both at depth and on the surface. And just for the reason you described. A runaway ascent due to a stuck open inflator is a very serious and possibly life threatening event to a new diver who has not been taught to deal with it. It is one of those things that could create an immediate panic and, if the diver were to hold his or her breath, could result in an embolism in a worst case situation. So yeah, something so basic that can kill you needs to be covered in the ow class. Along with the buddy's response to just such an event. Things like using your other dump valves, finning down, and flaring out to slow the ascent. All ow class skills that should be covered.
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