I know thast diving warmth is very individual, and but I hope I can get some reasonable advice here. I have dived almost exclusively tropical waters. In waters around 80-82 degrees, I have always been comfortable in a 0.5 mm full suit, worn mostly for exposure protection, not warmth. I have worn a 3 mm farmer john with success in temps in the low-mid 70's. I have recently been involved in some cool (65 degree) water diving in which I have used a 7 mm farmer john and hood. I was pretty warm, and I hated the excess buoyancy. I am looking to do more 65 diving, and I am looking to purchase. I have been looking at other posts in similar forums, and it seems to me that a lot of people are advocating a plain 7mm jump suit and hood, perhaps a hooded vest, for such conditions. Given the fact that I seem to be more cold tolerant than most, will that be OK? If so, would simply adding a hood, or hooded vest, to my 3 mm farmer john be essentially the same thing? I am not rich, so I can't just buy things at a whim. My preference is to buy the very right thing the first time, even if it costs a little more, and that is what I want to do here.