Now I sue you and use your own silly policy against you as proof you had a duty in the first place.
Exactly.
My father used to say, "the road to hell is paved with good intentions"...!
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Now I sue you and use your own silly policy against you as proof you had a duty in the first place.
It sounds like the shop is not sponsoring you but trying to run you. Shop run clubs sucked in the cases where I have been personally involved as an individual member with them. A shop sponsered club keeps it's nose out of the clubs rules and business and simply offers gear discounts to members, maybe a place to meet, and a way to attract new members by referring students. The liability thing sounds like total bull crap. They have no liability on a club activity. You make all new members sign a waiver that they dive at their own risk. Will it keep you from getting sued if someone gets hurt on club dive? No, only a reform of the legal system will do that along with more awareness of each divers personal responsibility. I was in a club that a shop started and they were fine with taking my dues. Then I offered discounts on classes to club members. They stopped sending me the newsletter, took me off the email list, and never refunded my money. I would never join a club where a sponsoring shop set any of the rules for that club or had a say in them.
So what if they sue the club? Scuba clubs don't have any money anyway.
If the lawsuit were to extend to individuals in the club, then the club is irrelevant anyway and the same thing would happen under a buddy diving relationship. The shop can protect themselves by not being involved in club business and by not organizing club dives.
Define exactly what this means. Otherwise everything you're reading here is intelligent speculation at best.The shop that sponsors us has some concerns of liability.
Disclaimer: Not an attorney, not trained or educated in the law. The following does not constitute legal advice or even good advice. The following is just IMHO and for the sake of discussion. Do not rely on the information that follows for anything. You are advised to consult an attorney who specializes in this area of law.
The Dive club might not have any money, but what about the Board of Directors and/or the officers of the club? Do they have any assets? House? Bank Account? When one gets sued, the other may (often, usually?) too. I do hope the dive club has D&O insurance and a general liability policy is not a bad idea. IF the event is a club sanctioned event, then the club and/or its officers and Directors might also be named in a suit. The offices of Director and/or Officer of the club carries with it more than just a title. It carries responsibility and with that comes potential liability.
I would suggest a sit down by the club leadership (President, Directors etc) with an attorney who specialized in SCUBA lawsuits and discuss this issue.
From a laypersons position I would want to address the following concerns with a qualified attorney:
1. What is our liability exposure if the dive club selects a beach dive site, date and time?
2. What is our liability exposure if a club member leads the divers into the water on a beach dive and someone gets hurt?
3. What is our liability exposure if a club member or guest gets hurt on a beach dive and we do not have one or more of the following: Oxygen, AED, CPR qualified individual's, First Aid kit, person knowledgeable of first aid, a means of calling help etc.
4. What is our liability exposure if we do not have a DM on the beach during a club beach dive?
5. What is our liability exposure if we charter a dive boat for a day of diving? Does the club have any liability exposure? (the club selected and hired the operator and they mess up).
6. What is our liability exposure if at a club function (meeting, dive etc) alcohol is served (either furnished free or a bar is available for purchase) and a member or guest at the meeting gets hurt due to intoxication (at the meeting, driving home or on the boat.).
7. What constitutes a "Club"?. Does having a facebook page (I bet you have a catchy name for the page too) a regular dinner at a restaurant, and scheduling dives make it a "Club"? (I was a Sandeater, no dues, no officers, just a calendar with a dive scheduled each week. Were we lawsuit safe? I don't know).
8. What type of insurance should we have and how much? Note, there are non-profit insurance brokers who specialize in NON-PROFIT insurance at much cheaper rates.
Are any of the above real concerns? I don't know and unless you are a qualified attorney you probably don't either, hence my suggestion you talk to an attorney.
Remember, it is all fun and games until someone gets hurt, then it is CACHING!$$$$$$
Win or loose the club and its officers and directors may be left bankrupt after years of depositions, hearings, legal fees and the toll on your health. Attorney fees for a preventative consultation is better than lawsuit defense fees. No guarantee you still won't get sued, but at least you will be better prepared to defend yourself with policies and procedures and the appropriate insurance.
In closing I just want to add, I am not an attorney, and I may not be the sharpest knife in the drawer so do not rely on any of this for advice. Chuckle, and shake you head or laugh out loud while you read the above, but do not rely on it. These comments are for entertainment use only.
We have an active dive club, with monthly cook-outs and dives, May - October, and monthly evening meetings, 12 months a year. It is shop-affiliated, and the monthly evening meetings are shop-managed - probably one of the reasons why we are the 'longest continually operating' club in the state, perhaps in a multi-state area. Our monthly cookouts are coordinated (dates planned, announcements made, food costs covered) by the shop but conducted by members. At each cook-out, members spend much of the day diving, in a local quarry - some dive dry, some dive wet, some dive vintage, some dive with DPVs, some dive sidemount, some dive back-mount doubles. No one checks credentials - to get into the quarry you have to show a C-card (mainly, you have to show a $20 bill); beyond that, you can do whatever the scuba park allows, and which doesn't get you shunned by other divers. Our shop conducts a Specialty of the Month course (or 2) in conjunction with each cook-out, so the argument could be made that the cook-out is more than a random event where a number of divers happen to show up independent of any shop tie. But, we don't require any certification pre-requisite for 'fun' dives that individual members conduct at the cook-out.Please share thoughts in this. Are the specialties "required" before doing those dives or are try simply and additional resource? Do any if you have experience how other clubs have dealt with this? Thank you again!