FallenMatt once bubbled...
funny thing, when i dove in the gulf in panama city beach in february the water was a steamy (in comparison) 67 degrees but i didn't have hood. Same wetsuit but i was feeling miserable and called the dive after 20 minutes because i felt damn too cold.
67 Degrees!
That's over 30 degrees colder than your body temperature! Not surprised, it's also why I tell my students the thong clad models in the scuba magazines are not you - they suffer for their paychecks "you shouldn't". I recommend a full wrist to ankle skin as a minimum for both self protection from aquatic life and for warmth, when diving in the tropics. Don't do the bikini or bathing suit only thing.