WVUdiver1, I have a Genesis Phantom that I am no longer using, in a size medium. I'd send it to you for $45 plus shipping. I only have 3 dives in it, though it was used (barely) when I bought it. It's a comfortable BC with plenty of lift and no problems I've found (other than I liked a BP/W better). That should keep you significantly under your $500 limit. PM me if you're interested.
I will say, though, diving the quarries around here (unless you always dive Mt. Storm) you're going to be diving cold water. I found with all the jacket style BCs I've tried they "squeeze" too much when I have to wear a lot of wetsuit. (Haven't tried them with a drysuit.) As such, I moved to the freedom provided in a BP/W system and am truly enjoying it. As others have mentioned, you shoul look at some of those options or the Zeagle Express Tech before really deciding on one or the other. If you can dive a few more, especially without renting, that's a good choice.