I went through this exercise a few months ago when I bought my first BP/W... I will detail my kit just as an example, but I am by NO means anything resembling an expert or authority on the matter. Just someone else who was in your spot a few months ago...
First off, I am 5'10, 160 pounds, and in reasonable physical shape with not too much extra body fat content. I do not float too well unassisted.
I ended up buying a 6lb steel plate, the XS Scuba quick release pockets to put on the waistbelt portion of the harness, and some cheap trim pockets to put on the cam band. Since I own lots of solid lead weights already, I did not want to get the weight harness and go to soft lead... I also wanted to avoid having to wear a separate weight belt for warmer recreational dives.
I understand now at least one reason that the DIR configuration (I have no DIR training yet) does not seem to include weight pouches on the belt of the harness. I will have to remove them when I get a canister light because I do not have enough "circumference" to accommodate much else on the belt portion of my harness.
To get neutral in fresh water with an empty 30lb wing, 7mm suit, hood, boots, and gloves, I put 10 pounds on the belt and 4 pounds on the trim pouches for a total of 20 pounds of lead and steel plate.
With my 3/5 mil suit and no hood I was looking at about 12 or 14 pounds weight total ( 3 or 4 pounds in each belt pocket plus the plate).
In my drysuit I split my weight between my BP/W and a weight belt. I carried 22 pounds on my BP/W and 10 pounds on my belt. This was due to the fact that I only have a 30lb wing and wanted to make sure it would float if I took it off. (Was doing the rescue course).
Overall, besides the 7mm configuration, I think I could have managed with a few pounds less in each case. I have been getting used to a lot of new gear (BP/W, drysuit, etc.), so I will try to start tuning it all a bit better when the weather turns warmer and I can start diving more regularly.
I hope this info helps you... Good luck with your endeavors!!!