Here are links to the Canadian and American DAN Member Benefits Handbooks:
Divers Alert Network
See page 25 of the American Handbook. It does seem to have diving vacation cancellation and interruption coverage. It says in that handbook that it’s for Preferred plans only. The American plans are Preferred, Master, and Standard, with Preferred being the highest coverage.
Canadian plans have Guardian, Preferred, and Master, with Guardian being the highest coverage. So based on that, I think
@jonhall quoted from the Canadian Handbook. Nevertheless, the coverage does exist in the American Handbook.
I just read the Canadian Handbook and it also has this coverage. I didn’t think it did when I read it more than a year ago so maybe it’s newish? The Handbook says 2016 so I don’t know. Anyway, I’m very glad this coverage exists.
The key is that it must be sickness or injury that impairs your ability to dive. This means that if I get a cold or if my buddy gets a cold and can’t dive, I can cancel?!? That’s HUGE! I’ve got to go re-read it cause I can’t believe it.
There is no cancellation or interruption coverage for other reasons. So, it is not equivalent to the Dive Assure liveaboard rider, which covers more situations.
The Liveaboard Rider