To many reindeer games to read all the postings but a substantial amount of money is owed to employees and not to mention has anyone addressed the real fraudulent activities that have happened. Real laws have been broken and the owner needs to have her instructor cert. pulled so that she does not endanger any more new students by not having insured dive professionals. She took in money from her divemasters and instructors to maintain their insurance and then did not fully renew their insurance. The instructors and DMs thought they were insured and really were not. The instructors and DMs took students into the water not knowing they were not insured. The owner needs to realize what type of risks she is taking with other peoples lives those are real risks.