plot:A dive card is nothing more than a low-tech ID badge from what I can tell. I could scan mine and easily reprint it on a badge-printer at work... adding to it as I like.
Would take a surprisenly little amount of effort to do. I've never heard of anyone actually calling the agency to verify anything.
I have my DM cert on a file on my computer, I suppose to save them the trouble of reprinting one should I lose mine, with access to a badge printer, I could reprint mine at will...