The variation in cost from one plan to another is perhaps $200.00 per year or less. Coverage is in the millions of dollars. There is more than one option, but when getting insurance look at "hidden costs:" is there a deductible, and how much is it? Does the policy pay costs of defense (lawyer fees) ? Do they have experience and a broad enough base of insureds to stay solvent and actually pay claims? Is the policy limited to working at one location or with one shop or boat, or is it for everywhere? I think all dive professionals should be insured. I think going with a lesser company to save ten dollars a month is not always wise. I have carried VandB and Willis. I review policies from time to time for answers to my questions. Each buyer will have their own priorities. Just go with an establiched reputable company.
DivemasterDennis
DivemasterDennis
