hi bibu,
I use a Sherwood Wisdom 2 (air-integrated console) and a Sherwood Insight (wrist-mounted) as a backup. My comments are:
1. The Cobra has large numbers. This is very good. In silty water it will be much easier to see than a wrist-mount. I can see my wisdom 2 in far dirtier conditions than I can the insight. FYI, my eyesight is pretty good; and
2. I don't see the issue with "it is conservative, so it is good," even for beginners. I am of the opinion that you can take the least conservative computer and put it on a novice with no problem. The only caveat is, don't start red-lining the computer on your first four dives. Slowly work your NDL out of the lower range of the green.