No good diving in Indiana unless you like murky cold lakes. I had big trip in May canceled out but just put minimal deposits on trips for next year. So put down 10%, got travel insurance (cost almost nothing on a deposit) started so that pre-existing would be covered, wont book flights till see whats up early next year. So minimum investment for now. Thing is, so many people had their trips busted so far this year, that they are all moving them to next year and things are filling up on liveaboards and lodges. So if you don't book soon you will be left out of distant destinations.