Would you let my wife dive?

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Example - motorcyclist with no helmet wrecks and becomes quadriplegic. It is determined a helmet would probably have greatly mitigated the injury. Does society, via whatever venue, support his ongoing care or let him die of neglect? Most would choose the former, but we do not have to do so, thus the contention he has no right to ride without a helmet because our financial interests are involved doesn't hold up.

Richard.
 
Example - motorcyclist with no helmet wrecks and becomes quadriplegic. It is determined a helmet would probably have greatly mitigated the injury. Does society, via whatever venue, support his ongoing care or let him die of neglect? Most would choose the former, but we do not have to do so, thus the contention he has no right to ride without a helmet because our financial interests are involved doesn't hold up.

Richard.

So then someone who smoked in his youth would be denied coverage for lung cancer, right? Would an obese person be denied coverage for diabetes or a heart attack?
 
Smokers are often charged higher health insurance premiums for just the sort of personal responsibility reasoning you refer to. I was once turned down for disability insurance because I was obese. Society has to decide to what extent they are willing to subsidize people's foolish choices. But claiming it has to subsidize them and thus has free reign to over rule personal liberty doesn't fly.
 
Example - motorcyclist with no helmet wrecks and becomes quadriplegic. It is determined a helmet would probably have greatly mitigated the injury. Does society, via whatever venue, support his ongoing care or let him die of neglect? Most would choose the former, but we do not have to do so, thus the contention he has no right to ride without a helmet because our financial interests are involved doesn't hold up.

You're dodging DDM's question. It wasn't a very hypothetical 'do not have to', it was 'would be made'.

I'm also interested in the answer to DDM's question. I have a very hard time imagining that any qualified health personnel would decline to give life-saving treatment to a person just because s/he had behaved like an idiot and driven without a seat belt or a bike helmet. I'm under the impression that even in the most John Galt-ish, Atlas-shrugging, Ayn Rand-esque parts of the USA there is a duty on health personnel to provide life-saving treatment irrespective of your health insurance policy or personal stupidity/liberty causing the accident. Just like in socialist Europe. The only situation I'm able to imagine that people are deliberately left to die without help is during extreme triage, where resources must be directed towards those with a decent chance of survival.

It's very much like an emergency situation during diving. If there's one person dying, you (general 'you' as I don't know what the specific 'you' would have done) try to save that person and expose yourself (again, general 'you') to a - hopefully calculated - risk. If there's more than one, you (general 'you') may have to make the hard choice. The victim's freedom to ignore regulations has a negative effect on other people's freedom from risk. Whose freedom is most important? From a utilitarian perspective, yours is definitely not, because you're only a single person while 'other people' are about 7 000 million.
 
To me it's not worth the risk.

Jim has summed this up perfectly... Related: My sister had a seizure something like 40 years ago. She continues on meds to this day, but otherwise, she has a normal life...

Getting back to the "risk" aspect, my eldest son started diving with me when he as about 14. I "home-schooled" him and all of his training was in Tobermory. We enjoyed many great dives together.

When he was 17, he suffered a "spontaneous pneumothorax". Outside of the diving world, I'd never heard of such a thing, but apparently it's not uncommon in lanky teen males, although there is a genetic component to it. (My Dad, long gone, apparently had one when he was a teen as well).

He had surgery and was pronounced "cured". In a follow-up appointment with his surgeon (who happened to be an avid diver) we asked about resuming diving. His response was basically like this: IF diving was the most important thing in his life, then sure... odds are, he would be fine. (He looked at me as he said this, as he understood my addiction.). But then he added that "should be OK" isn't the same as "will be OK" and that really, there was no way to guarantee that a re-occurrence wouldn't EVER happen, and that if it did, when he was diving, the effect would be MUCH more serious, possibly fatal, compared to a re-occurrence on land.

So that was the end of the lads diving... And in the 13 years since, he has had a number of very minor re-occurrences, none of which required medical care. He lives in Australia now, surfs every day on the way to work, and doesn't miss diving at all.

Anyway, my point is simply this... Your wife doesn't dive now, and presumably has a full life. As much as you want to share your love of diving, is it worth potentially losing her as a result of her taking it up. She probably isn't demanding that you give it up, so make it work as best you can.

I am fortunate that Mrs. Stoo loves diving almost as much as I do, but if she ever developed a medical condition (or I did) that held a significant and unmanageable risk of death, we'd hang up our fins without hesitation. I love diving, but I love my wife more...
 
Example - motorcyclist with no helmet wrecks and becomes quadriplegic. It is determined a helmet would probably have greatly mitigated the injury. Does society, via whatever venue, support his ongoing care or let him die of neglect? Most would choose the former, but we do not have to do so, thus the contention he has no right to ride without a helmet because our financial interests are involved doesn't hold up.

Richard.

Richard,

I can only assume you're speaking in the abstract here, because yes, we do have to take care of this individual. EMTALA and medical ethics require it. If he carries private or government insurance then insurance picks up the tab, and the actuaries punch their keyboards and calculate our premiums. If he's uninsured the American taxpayer picks it up, at least indirectly.

Best regards,
DDM
 
Smokers are often charged higher health insurance premiums for just the sort of personal responsibility reasoning you refer to.

This is not universally true, although it should be as far as I'm concerned. I've never worked for a company that charged smokers higher premiums for group health insurance. Charging higher rates in workplace-provided insurance is considered a bit controversial among many in HR circles. (With higher smoking prevalence in certain demographic groups doing so could be de facto discriminatory on basis of race/national origin. Also, most are waiting for the other shoe to drop in terms of nicotine addiction be tagged as a pre-existing condition and therefor "protected" when determining premiums.) On the individual insurance front vis-a-vis Healthcare Reform six states and DC have even elected NOT to charge higher premiums for their individual insurance marketplace offerings.


---------- Post added January 2nd, 2015 at 02:31 PM ----------

Smokers are often charged higher health insurance premiums for just the sort of personal responsibility reasoning you refer to. I was once turned down for disability insurance because I was obese. Society has to decide to what extent they are willing to subsidize people's foolish choices. But claiming it has to subsidize them and thus has free reign to over rule personal liberty doesn't fly.

But the reality is they do need to be subsidized quite often. Your assertion that they are not... doesn't fly.

Additionally, you don't seem to realize/accept the fact that a "society" - by definition - makes decisions that over-rule the personal liberties of individuals all the time. This is especially true in cases where the utility of a societally recognized "common good" outweighs any specific individual's right to engage in certain behaviors.

  • There are laws that limit the rights of an individual to skip hand-washing after using the restroom works in a restaurant by making them wash their hands after going to the restroom.
  • There are laws that limit the rights of an individual to smoke in certain places.
  • There are laws that limit the rights of an individual to drive after drinking a certain amount of alcohol.
  • There are laws that limit the rights of an individual to defecate/urinate in the street.

In choosing to be a member of our society (assuming one is not currently being held hostage) we collectively agreed to allow such laws to be put in place (remember, in a democracy you've agreed to be bound by laws that you don't necessarily agree with specifically) in situations where the health and welfare of others have an unacceptably elevated likelihood of being impacted by certain individual behaviors.



---------- Post added January 2nd, 2015 at 02:35 PM ----------

If you drive, you do it every time you get behind the wheel. You pose some level of danger to others. We deem that risk level to be acceptable & permissible.

Yes, society deems acceptable and permissible behavior to be... acceptable and permissible.

With such semi-circular logic you've tacitly acknowledged that it is acceptable and permissible for a society to determine what individual behaviors are deemed acceptable and permissible and what individual behaviors are deemed unacceptable and impermissible.

Because we live in a world where driving an automobile IS deemed acceptable and is permitted... society has deemed NOT wearing a seatbelt to be unacceptable and not permitted.
 
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You're dodging DDM's question. It wasn't a very hypothetical 'do not have to', it was 'would be made'.

No, I did not. I used the example of a motorcyclist with a helmet instead of a car driver with a seat belt, but my example addressed it pretty directly. I think I see the point of confusion, though, looking at the rest of the post. It's also summed up in this question from another's post:

Richard,

I can only assume you're speaking in the abstract here, because yes, we do have to take care of this individual. EMTALA and medical ethics require it. If he carries private or government insurance then insurance picks up the tab, and the actuaries punch their keyboards and calculate our premiums. If he's uninsured the American taxpayer picks it up, at least indirectly.

Yes, I was speaking in the abstract. My point is that we as a society do not have to 'pick up the tab' if we choose not to. Current laws, such as EMTALA regulations, and professional medical ethics, reflect that U.S. society has chosen to pick up the tab.

That can change. Probably won't, but let's be clear it is a matter of choice. Yes, even if society stopped picking up the tab, in emergencies there's the benefit of the doubt concept where someone would be taken to the hospital and treated and, even if later 'cut loose for contributory negligence,' would run up a bill. But somehow I doubt that's a major driver running up our health insurance & tax costs.

But the reality is they ARE subsidized quite often. Your assertion that they are not... doesn't fly.

Are, but don't necessarily have to be. Some of what is presently done, doesn't have to be. There is choice involved. An insurance company can, if so inclined, stratify people by risk. The youngest drivers often pay higher car insurance rates. That sort of thing. You can break it down to smoking status, BMI, quite a number of things and adjust premiums accordingly. This isn't always done. Of course, the very nature of health insurance is that the healthy subsidize the sick...

Additionally, you don't seem to realize/accept the fact that a "society" - by definition - makes decisions that over-rule personal liberty all the time in cases where a societally recognized "common good" outweighs any specific individual's right to engage in certain behaviors.


  • There are laws that limit the rights of individual restaurant workers by making them wash their hands after going to the restroom.
  • There are laws that limit individual smoker's right to smoke in certain places.
  • There are laws that limit an individual's right to drive with a BAC over a certain level.

I do realize/accept such. But I believe there are substantial limits to the extent by which a society can legitimately impose on those liberties. Let's take some of your examples.

1.) Restaurant workers are to wash their hands after restroom use to prevent infecting customers with diseases such as Hepatitis A and Norovirus, I suspect. There is no law forcing customers to wash their hands before feeding themselves, at restaurants or in their own homes.

2.) But smokers can smoke in their own homes, and some public places, where they do not substantially endanger others.

3.) Yes. The likelihood of causing serious bodily harm to others via drunk driving is an issue. I believe considerable thought goes into what level people are allowed to drive at, considering projected likelihood of causing problems.

In choosing to be a member of our society, we have agreed to allow such laws to be put in place (remember, we're a democracy so you've agreed to be bound by laws that you don't necessarily agree with specifically) in situations where the health and welfare of others could be impacted by the individual's behavior.

Someone once said democracy is a sheep and 2 wolves voting on what to have for dinner and liberty a well-armed sheep contesting the vote. There are limits on the legitimate moral authority of government to impinge individual liberty. I did not assert that it could never legitimately impinge liberty.

Yes, society (we) considers acceptable behavior to be... acceptable.

With your circular logic you've tacitly acknowledged that it is acceptable for society to decide what is deemed acceptable and what is deemed unacceptable.

That piece of my post makes sense when seen as a rebuttal to someone's assertion in an earlier post.

It is acceptable for society to decide that which is acceptable and unacceptable, within some limits.

Where all this gets back to diving in a round-about way is, people filling out paperwork to take courses or go on charter op.s have the option to lie & not disclose medical history that would lead many to deny them services. It is the contention of some in this thread that they should not do this, and that doing so is 'wrong.' I'm not saying people should do this. I've pointed out that they can, there are reasons why some do, and there are rational reasons many people may disagree with the de facto policy of the 'establishment,' if you will.

At the end of the day, the decision rests in the hands of the potential customer, I suppose.

Richard.
 
Yes, I was speaking in the abstract. My point is that we as a society do not have to 'pick up the tab' if we choose not to. Current laws, such as EMTALA regulations, and professional medical ethics, reflect that U.S. society has chosen to pick up the tab.

That can change. Probably won't, but let's be clear it is a matter of choice. Yes, even if society stopped picking up the tab, in emergencies there's the benefit of the doubt concept where someone would be taken to the hospital and treated and, even if later 'cut loose for contributory negligence,' would run up a bill. But somehow I doubt that's a major driver running up our health insurance & tax costs.

True that. Doesn't much of the practice of medicine involve saving people from themselves in one way or another though, and (abstractly speaking) where do you draw the line? Do you bill the unrestrained driver but not the guy who accidentally falls out of his deer stand?

Best regards,
DDM
 

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