Liability Insurance

[webfoot_warrior]

Am tring to get info on liability insurance for sole proprietor dive business and this site was listed as having info. Anyone know anything about it.

 

[scubatoys]

Which insurance you go through will depend on what agency you are with, and what you are doing. For example, I have insurance for my instructors under John Witherspoon at ScubaInsurance.net. That policy is just for instruction. We teach NAUI so we can use Witherspoon - they have cheaper rates for the same policy that others offer - but you must be either Naui, SSI, or something other than PADI. You can be a PADI Instructor as well... but must have one of the other agencies instructor card too. If you're only doing PADI - check their insurance... Naui has their own as well now - but I've been with Witherspoon for a while - so I stay there.

I have a different policy for Product loss, fire, slip and fall, etc from a local company. Any of these companies will also have policies for Boat, Charter, Building etc...

 

[ScubaCrossing]

but you must be either Naui, SSI, or something other than PADI.

Not true, I am a PADI Instructor only, and I ues John as well.

 

[Iruka]

Me too...some of the "other" (non Vincenzia & Buckley sp?) insurers DID require that you be something else in addition to PADI, but with Witherspoon PADI only is ok. Cheaper than V&B....which is why I searched him out in the first place, about 3 years ago when V&B jumped from something like $500/yr to $700+.