After looking through the first set again, the rays and the lionfish are close to what I had in mind. Big enough that you'd have to back up too much with the 60 and lose some color and sharpness to the water column.
The shot with the reef in the background illustrates the exact same issue I have with the 60. The macros don't do wider shots well because the background blurs, but not enough to be artistic. On land, you get bokeh. Underwater, you get fuzzy looking coral. It definitely seems to need a blue water background.
I agree with you Larry. Some shots has very distracting background because I did not choose the background carefully. Those bokeh of sand is just utterly disgusting. Having said that, when awful bokeh is concerned, I find 40mm produces less of an sore eye (compare to the 60mm).
The primary reason I got the 40mm is to shoot medium size subject up to about 1 foot long but allow me to get close at time requires. Whether it works on larger subjects will depend on the clarity of the water.